Armand Hoxha

Entrepreneur | Investor | Visionary Leader

Armand Hoxha

Entrepreneur | Investor | Visionary in Real Estate and Industry

Armand Hoxha is an Albanian entrepreneur and investor with a career spanning more than two decades across Europe and the Middle East. From real estate development to consulting, luxury services, and medical manufacturing, his work reflects a relentless pursuit of growth, innovation, and excellence.

Based in Dubai and operating globally, Armand has founded and led a diverse portfolio of companies including AICA, 4H Real Estate, Advisor & Management, and Pay to Go. With each venture, he has built more than just businesses; he has built ecosystems that connect people, ideas, and opportunities across borders.

Armand believes that entrepreneurship is not only about profit, it is about progress. His vision is to create enterprises that contribute to the sustainable development of communities while fostering innovation and long-term value. Passionate about bridging markets between Europe and the Gulf region, he is dedicated to transforming ideas into tangible impact and empowering others to build their own success stories.

Global Presence

🇨🇦 Canada

🇮🇹 Italy

🇦🇱 Albania

🇸🇮 Slovenia

🇦🇪 UAE

Business Portfolio

As Founder and CEO, Armand leads AICA’s real estate development initiatives in Albania, including the landmark Ksamil Project. His focus is on sustainable construction, strategic investment, and creating properties that enhance both quality of life and community value.

Armand founded Advisor & Management as a consulting and advisory firm dedicated to supporting businesses in strategic growth, investment planning, and operational excellence. The company partners with clients across Europe and the Middle East to develop market-entry strategies, enhance performance, and design sustainable expansion initiatives.

Through 4H Real Estate, Armand connects global investors with opportunities across the UAE and the wider Gulf region. He leads the company’s strategy, partnerships, and asset management, creating a bridge between European market expertise and the Middle East’s dynamic growth potential.

As a strategic co-founder, Armand supports Pay to Go’s mission to simplify digital payments for modern businesses. His focus is on innovation, scalability, and the integration of intelligent financial solutions that enhance and accelerate everyday commerce.

Armand Hoxha plays an active role in shaping the strategic direction and long-term vision of Blue Horizon Holding. The company operates across multiple sectors and is engaged in a diverse range of businesses. Establishing a presence in the United Arab Emirates was a deliberate decision, as Dubai stands as a global hub of connectivity and innovation. With a forward-looking vision, Blue Horizon Holding aims to contribute to the development of this city of the future, choosing to lay its roots here to position itself at the heart of tomorrow’s productive world.